{"id":309146,"date":"2026-09-29T18:48:43","date_gmt":"2026-09-29T18:48:43","guid":{"rendered":"https:\/\/www.tauxhypotheques.com\/?page_id=309146"},"modified":"2026-09-29T18:48:44","modified_gmt":"2026-09-29T18:48:44","slug":"services-2","status":"publish","type":"page","link":"https:\/\/www.tauxhypotheques.com\/index.php\/services-2\/","title":{"rendered":"Services"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.27.7&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2026\/07\/banniere-sans-texte-site-internet-2.png\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb min_height=\u00a0\u00bb350px\u00a0\u00bb custom_margin=\u00a0\u00bb20px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; 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36px;text-align:center;background:#1B2430;}\r\n#serv-eyebrow{display:inline-block;font-family:monospace;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#E8A020;font-weight:700;margin-bottom:14px;background:rgba(232,160,32,.12);padding:4px 14px;border-radius:20px;}\r\n#serv-title{font-family:Georgia,serif;font-weight:500;font-size:clamp(24px,4vw,36px);color:#fff;margin-bottom:10px;line-height:1.2;}\r\n#serv-sub{font-size:15px;color:rgba(255,255,255,.75);max-width:600px;margin:0 auto;line-height:1.7;}\r\n.serv-section{padding:44px 32px;background:#F7F5F0;}\r\n.serv-container{max-width:1100px;margin:0 auto;}\r\n.serv-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px;}\r\n.serv-card{background:#fff;border:1px solid #E3DFD4;border-radius:12px;padding:24px;display:flex;flex-direction:column;position:relative;overflow:hidden;}\r\n.serv-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:#E8A020;}\r\n.serv-card-icon{font-size:28px;margin-bottom:12px;}\r\n.serv-card-titre{font-family:Georgia,serif;font-size:17px;font-weight:500;color:#1B2430;margin-bottom:8px;line-height:1.3;}\r\n.serv-card-desc{font-size:14px;color:#5B6472;line-height:1.65;flex:1;margin-bottom:16px;}\r\n.serv-card-btn{display:inline-block;padding:11px 18px;background:#1B2430;color:#fff;text-decoration:none;border-radius:8px;font-size:13px;font-weight:700;text-align:center;transition:background .2s;}\r\n.serv-card-btn:hover{background:#E8A020;}\r\n.serv-cta{background:#1E3A8A;padding:50px 32px;text-align:center;}\r\n.serv-cta-titre{font-family:Georgia,serif;font-size:clamp(20px,3vw,26px);color:#fff;margin-bottom:12px;}\r\n.serv-cta-texte{font-size:15px;color:rgba(255,255,255,.8);max-width:520px;margin:0 auto 24px;line-height:1.7;}\r\n.serv-btn{display:inline-block;padding:13px 26px;background:#E8A020;color:#fff;text-decoration:none;border-radius:8px;font-size:15px;font-weight:700;}\r\n@media(max-width:600px){\r\n  #serv-hdr{padding:36px 20px 28px;}\r\n  .serv-section{padding:32px 20px;}\r\n}\r\n<\/style>\r\n\r\n<div id=\"serv-wrap\">\r\n\r\n<div id=\"serv-hdr\">\r\n  <span id=\"serv-eyebrow\">Nos services<\/span>\r\n  <div id=\"serv-title\">Des solutions hypoth\u00e9caires adapt\u00e9es \u00e0 votre situation<\/div>\r\n  <div id=\"serv-sub\">Que vous achetiez une premi\u00e8re propri\u00e9t\u00e9, renouveliez votre pr\u00eat ou traversiez une p\u00e9riode plus difficile, chaque situation m\u00e9rite une approche sur mesure.<\/div>\r\n<\/div>\r\n\r\n<div class=\"serv-section\">\r\n<div class=\"serv-container\">\r\n<div class=\"serv-grid\">\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83c\udfe0<\/div>\r\n    <div class=\"serv-card-titre\">Acheter une propri\u00e9t\u00e9<\/div>\r\n    <div class=\"serv-card-desc\">Un accompagnement complet pour trouver le financement adapt\u00e9 \u00e0 votre premier achat ou \u00e0 votre prochain projet immobilier.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/acheter-une-propriete\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udd11<\/div>\r\n    <div class=\"serv-card-titre\">Programme d'acc\u00e8s \u00e0 la propri\u00e9t\u00e9<\/div>\r\n    <div class=\"serv-card-desc\">D\u00e9couvrez les programmes disponibles pour faciliter votre acc\u00e8s \u00e0 la propri\u00e9t\u00e9, m\u00eame avec une mise de fonds limit\u00e9e.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/programme-dacces-a-la-propriete\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udd04<\/div>\r\n    <div class=\"serv-card-titre\">Refinancement hypoth\u00e9caire<\/div>\r\n    <div class=\"serv-card-desc\">\u00c9conomisez sur votre taux ou lib\u00e9rez des liquidit\u00e9s gr\u00e2ce \u00e0 un refinancement adapt\u00e9 \u00e0 vos objectifs.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/refinancement-hypothecaire-au-quebec-economisez-sur-votre-taux-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udcc5<\/div>\r\n    <div class=\"serv-card-titre\">Renouvellement hypoth\u00e9caire<\/div>\r\n    <div class=\"serv-card-desc\">Ne renouvelez pas votre pr\u00eat sans n\u00e9gocier \u2014 obtenez le meilleur taux disponible pour votre prochain terme.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/renouvellement-hypothecaire-quebec-2026-negociez-votre-taux-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udcbc<\/div>\r\n    <div class=\"serv-card-titre\">Travailleur autonome<\/div>\r\n    <div class=\"serv-card-desc\">Des solutions hypoth\u00e9caires pens\u00e9es pour les revenus variables et les r\u00e9alit\u00e9s des travailleurs autonomes.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/hypotheque-travailleur-autonome-quebec-solutions-adaptees-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udcc9<\/div>\r\n    <div class=\"serv-card-titre\">Trop de dettes ?<\/div>\r\n    <div class=\"serv-card-desc\">Des solutions existent pour consolider vos dettes et retrouver une situation financi\u00e8re plus stable.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/hypotheque-apres-faillite-ou-dettes-au-quebec-solutions-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udedf<\/div>\r\n    <div class=\"serv-card-titre\">Solutions apr\u00e8s faillite ou proposition<\/div>\r\n    <div class=\"serv-card-desc\">Un accompagnement bienveillant pour retrouver l'acc\u00e8s au cr\u00e9dit hypoth\u00e9caire apr\u00e8s une faillite ou une proposition de consommateur.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/solutions-faillite\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udccb<\/div>\r\n    <div class=\"serv-card-titre\">Caract\u00e9ristiques pr\u00eat hypoth\u00e9caire<\/div>\r\n    <div class=\"serv-card-desc\">Comprenez les diff\u00e9rentes options et caract\u00e9ristiques d'un pr\u00eat hypoth\u00e9caire pour faire un choix \u00e9clair\u00e9.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/caracteristiques-pret-hypothecaire-2\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"serv-cta\">\r\n  <div class=\"serv-cta-titre\">Une question sur votre situation ?<\/div>\r\n  <div class=\"serv-cta-texte\">Chaque dossier est unique. Discutons de votre projet pour trouver la solution la mieux adapt\u00e9e \u00e0 vos besoins.<\/div>\r\n  <a href=\"https:\/\/calendly.com\/garneau-diane\/rendez-vous-telephonique\" target=\"_blank\" class=\"serv-btn\">Prendre rendez-vous gratuitement \u2192<\/a>\r\n<\/div>\r\n\r\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<style>\r\n#serv-wrap{font-family:Inter,Arial,sans-serif;font-size:16px;line-height:1.5;color:#1B2430;}\r\n#serv-wrap *{box-sizing:border-box;}\r\n#serv-hdr{padding:50px 32px 36px;text-align:center;background:#1B2430;}\r\n#serv-eyebrow{display:inline-block;font-family:monospace;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#E8A020;font-weight:700;margin-bottom:14px;background:rgba(232,160,32,.12);padding:4px 14px;border-radius:20px;}\r\n#serv-title{font-family:Georgia,serif;font-weight:500;font-size:clamp(24px,4vw,36px);color:#fff;margin-bottom:10px;line-height:1.2;}\r\n#serv-sub{font-size:15px;color:rgba(255,255,255,.75);max-width:600px;margin:0 auto;line-height:1.7;}\r\n.serv-section{padding:44px 32px;background:#F7F5F0;}\r\n.serv-container{max-width:1100px;margin:0 auto;}\r\n.serv-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px;}\r\n.serv-card{background:#fff;border:1px solid #E3DFD4;border-radius:12px;padding:24px;display:flex;flex-direction:column;position:relative;overflow:hidden;}\r\n.serv-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:#E8A020;}\r\n.serv-card-icon{font-size:28px;margin-bottom:12px;}\r\n.serv-card-titre{font-family:Georgia,serif;font-size:17px;font-weight:500;color:#1B2430;margin-bottom:8px;line-height:1.3;}\r\n.serv-card-desc{font-size:14px;color:#5B6472;line-height:1.65;flex:1;margin-bottom:16px;}\r\n.serv-card-btn{display:inline-block;padding:11px 18px;background:#1B2430;color:#fff;text-decoration:none;border-radius:8px;font-size:13px;font-weight:700;text-align:center;transition:background .2s;}\r\n.serv-card-btn:hover{background:#E8A020;}\r\n.serv-cta{background:#1E3A8A;padding:50px 32px;text-align:center;}\r\n.serv-cta-titre{font-family:Georgia,serif;font-size:clamp(20px,3vw,26px);color:#fff;margin-bottom:12px;}\r\n.serv-cta-texte{font-size:15px;color:rgba(255,255,255,.8);max-width:520px;margin:0 auto 24px;line-height:1.7;}\r\n.serv-btn{display:inline-block;padding:13px 26px;background:#E8A020;color:#fff;text-decoration:none;border-radius:8px;font-size:15px;font-weight:700;}\r\n@media(max-width:600px){\r\n  #serv-hdr{padding:36px 20px 28px;}\r\n  .serv-section{padding:32px 20px;}\r\n}\r\n<\/style>\r\n\r\n<div id=\"serv-wrap\">\r\n\r\n<div id=\"serv-hdr\">\r\n  <span id=\"serv-eyebrow\">Nos services<\/span>\r\n  <div id=\"serv-title\">Des solutions hypoth\u00e9caires adapt\u00e9es \u00e0 votre situation<\/div>\r\n  <div id=\"serv-sub\">Que vous achetiez une premi\u00e8re propri\u00e9t\u00e9, renouveliez votre pr\u00eat ou traversiez une p\u00e9riode plus difficile, chaque situation m\u00e9rite une approche sur mesure.<\/div>\r\n<\/div>\r\n\r\n<div class=\"serv-section\">\r\n<div class=\"serv-container\">\r\n<div class=\"serv-grid\">\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83c\udfe0<\/div>\r\n    <div class=\"serv-card-titre\">Acheter une propri\u00e9t\u00e9<\/div>\r\n    <div class=\"serv-card-desc\">Un accompagnement complet pour trouver le financement adapt\u00e9 \u00e0 votre premier achat ou \u00e0 votre prochain projet immobilier.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/acheter-une-propriete\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udd11<\/div>\r\n    <div class=\"serv-card-titre\">Programme d'acc\u00e8s \u00e0 la propri\u00e9t\u00e9<\/div>\r\n    <div class=\"serv-card-desc\">D\u00e9couvrez les programmes disponibles pour faciliter votre acc\u00e8s \u00e0 la propri\u00e9t\u00e9, m\u00eame avec une mise de fonds limit\u00e9e.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/programme-dacces-a-la-propriete\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udd04<\/div>\r\n    <div class=\"serv-card-titre\">Refinancement hypoth\u00e9caire<\/div>\r\n    <div class=\"serv-card-desc\">\u00c9conomisez sur votre taux ou lib\u00e9rez des liquidit\u00e9s gr\u00e2ce \u00e0 un refinancement adapt\u00e9 \u00e0 vos objectifs.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/refinancement-hypothecaire-au-quebec-economisez-sur-votre-taux-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udcc5<\/div>\r\n    <div class=\"serv-card-titre\">Renouvellement hypoth\u00e9caire<\/div>\r\n    <div class=\"serv-card-desc\">Ne renouvelez pas votre pr\u00eat sans n\u00e9gocier \u2014 obtenez le meilleur taux disponible pour votre prochain terme.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/renouvellement-hypothecaire-quebec-2026-negociez-votre-taux-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udcbc<\/div>\r\n    <div class=\"serv-card-titre\">Travailleur autonome<\/div>\r\n    <div class=\"serv-card-desc\">Des solutions hypoth\u00e9caires pens\u00e9es pour les revenus variables et les r\u00e9alit\u00e9s des travailleurs autonomes.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/hypotheque-travailleur-autonome-quebec-solutions-adaptees-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udcc9<\/div>\r\n    <div class=\"serv-card-titre\">Trop de dettes ?<\/div>\r\n    <div class=\"serv-card-desc\">Des solutions existent pour consolider vos dettes et retrouver une situation financi\u00e8re plus stable.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/hypotheque-apres-faillite-ou-dettes-au-quebec-solutions-diane-garneau\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udedf<\/div>\r\n    <div class=\"serv-card-titre\">Solutions apr\u00e8s faillite ou proposition<\/div>\r\n    <div class=\"serv-card-desc\">Un accompagnement bienveillant pour retrouver l'acc\u00e8s au cr\u00e9dit hypoth\u00e9caire apr\u00e8s une faillite ou une proposition de consommateur.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/solutions-faillite\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"serv-card\">\r\n    <div class=\"serv-card-icon\">\ud83d\udccb<\/div>\r\n    <div class=\"serv-card-titre\">Caract\u00e9ristiques pr\u00eat hypoth\u00e9caire<\/div>\r\n    <div class=\"serv-card-desc\">Comprenez les diff\u00e9rentes options et caract\u00e9ristiques d'un pr\u00eat hypoth\u00e9caire pour faire un choix \u00e9clair\u00e9.<\/div>\r\n    <a href=\"https:\/\/www.tauxhypotheques.com\/index.php\/caracteristiques-pret-hypothecaire-2\/\" class=\"serv-card-btn\">En savoir plus \u2192<\/a>\r\n  <\/div>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"serv-cta\">\r\n  <div class=\"serv-cta-titre\">Une question sur votre situation ?<\/div>\r\n  <div class=\"serv-cta-texte\">Chaque dossier est unique. Discutons de votre projet pour trouver la solution la mieux adapt\u00e9e \u00e0 vos besoins.<\/div>\r\n  <a href=\"https:\/\/calendly.com\/garneau-diane\/rendez-vous-telephonique\" target=\"_blank\" class=\"serv-btn\">Prendre rendez-vous gratuitement \u2192<\/a>\r\n<\/div>\r\n\r\n<\/div>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-309146","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Services - Les Architectes hypoth\u00e9caires<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.tauxhypotheques.com\/index.php\/services-2\/\" \/>\r\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Services - 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