{"id":308090,"date":"2026-08-06T15:38:10","date_gmt":"2026-08-06T15:38:10","guid":{"rendered":"https:\/\/www.tauxhypotheques.com\/?page_id=308090"},"modified":"2026-09-29T20:40:20","modified_gmt":"2026-09-29T20:40:20","slug":"calculateur-taux-fixe-ou-variable","status":"publish","type":"page","link":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/","title":{"rendered":"Calculateur taux fixe et taux variable (public)"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.7&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb alt=\u00a0\u00bbBanni\u00e8re Les Architectes Hypoth\u00e9caires \u2013 Diane Garneau illustrant un parcours vers une solution hypoth\u00e9caire.\u00a0\u00bb title_text=\u00a0\u00bbbanni\u00e8re-principale-site-Diane-Garneau\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2026\/07\/banniere-sans-texte-site-internet-2.png\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; sticky_enabled=\u00a0\u00bb0&Prime; min_height=\u00a0\u00bb451px\u00a0\u00bb custom_margin=\u00a0\u00bb20px||||false|false\u00a0\u00bb][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_heading title=\u00a0\u00bbCalculateur hypoth\u00e9caire : taux fixe ou taux variable ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_align=\u00a0\u00bbcenter\u00a0\u00bb title_font_size=\u00a0\u00bb35px\u00a0\u00bb custom_padding=\u00a0\u00bb10px|||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00a0\u00bb4.27.7&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Vous h\u00e9sitez entre un taux fixe et un taux variable ?<\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\"><\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Utilisez notre calculateur hypoth\u00e9caire pour comparer vos versements, le co\u00fbt des int\u00e9r\u00eats et l\u2019impact de futures variations de taux sur votre budget.<\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\"><\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Cet outil vous permet de simuler diff\u00e9rents sc\u00e9narios de financement \u00e0 partir de votre prix d\u2019achat, de votre mise de fonds, de votre prime d\u2019assurance hypoth\u00e9caire et de votre amortissement.<\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\"><\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Vous pouvez \u00e9galement visualiser l\u2019effet de hausses ou de baisses de taux afin de mieux comprendre les avantages et les risques associ\u00e9s \u00e0 un pr\u00eat hypoth\u00e9caire \u00e0 taux variable.<\/span><\/div>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>&nbsp;<\/p>\n<div><div id=\"cs\"><\/div>\r\n<style>\r\n#cs-wrap{font-family:Inter,Arial,sans-serif;font-size:15px;line-height:1.5;color:#1B2430;background:#F7F5F0;padding:30px 22px 34px;border-radius:12px;max-width:640px;margin:0 auto;}\r\n#cs-wrap *{box-sizing:border-box;}\r\n#cs-hdr{padding-bottom:16px;margin-bottom:20px;border-bottom:2px solid #E3DFD4;}\r\n#cs-eyebrow{display:block;font-family:monospace;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#1E3A8A;font-weight:700;margin-bottom:10px;}\r\n#cs-title{font-family:Georgia,serif;font-weight:500;font-size:clamp(22px,3.2vw,30px);margin-bottom:6px;color:#1B2430;line-height:1.2;}\r\n#cs-sub{font-size:14px;color:#5B6472;line-height:1.5;}\r\n.cs-pnl{background:#fff;border:1px solid #E3DFD4;border-radius:10px;padding:20px;margin-bottom:16px;}\r\n.cs-lbl{display:block;font-size:12.5px;font-weight:700;color:#5B6472;margin-top:13px;margin-bottom:5px;}\r\n.cs-lbl:first-child{margin-top:0;}\r\n.cs-inp{display:block;width:100%;padding:10px 12px;border:1.5px solid #E3DFD4;border-radius:7px;font-family:monospace;font-size:14px;color:#1B2430;background:#FCFBF8;outline:none;}\r\n.cs-inp:focus{border-color:#1E3A8A;box-shadow:0 0 0 3px rgba(30,58,138,.12);}\r\n.cs-inp[readonly]{background:#F1F5F9;color:#5B6472;}\r\n.cs-two{display:grid;grid-template-columns:1fr 1fr;gap:12px;}\r\n.cs-check{display:flex;align-items:flex-start;gap:8px;margin-top:12px;font-size:12.5px;color:#374151;}\r\n.cs-check input{margin-top:3px;}\r\n.cs-note{font-size:11.5px;color:#5B6472;margin-top:5px;line-height:1.4;}\r\n.cs-warn{display:none;margin-top:12px;padding:10px;border-radius:8px;background:#FFF4E8;color:#B5482A;border:1px solid #F97316;font-size:12px;line-height:1.45;}\r\n#cs-results{margin-top:4px;}\r\n.cs-card{background:#fff;border:1px solid #E3DFD4;border-radius:10px;padding:16px 18px;margin-bottom:12px;}\r\n.cs-card-lbl{font-size:11px;font-weight:700;color:#5B6472;text-transform:uppercase;letter-spacing:.05em;margin-bottom:6px;}\r\n.cs-card-val{font-family:monospace;font-size:20px;font-weight:700;color:#1B2430;word-break:break-word;}\r\n#cs-financed{background:#EEF4FF;border:1.5px solid #1E3A8A;}\r\n#cs-financed .cs-card-val{color:#1E3A8A;}\r\n.cs-split{display:grid;grid-template-columns:1fr 1fr;gap:12px;}\r\n@media(max-width:420px){\r\n  .cs-split{grid-template-columns:1fr;}\r\n  .cs-card-val{font-size:17px;}\r\n}\r\n#cs-pmtF .cs-card-val{color:#1E3A8A;}\r\n#cs-pmtV .cs-card-val{color:#10B981;}\r\n#cs-diff{text-align:center;background:#1B2430;color:#fff;}\r\n#cs-diff .cs-card-lbl{color:rgba(255,255,255,.6);}\r\n#cs-diff .cs-card-val{font-size:22px;color:#E8A020;}\r\n@media(max-width:420px){#cs-diff .cs-card-val{font-size:17px;}}\r\n#cs-lock{margin-top:18px;background:#FCFBF8;border:1.5px dashed #1E3A8A;border-radius:10px;padding:18px 20px;}\r\n#cs-lock-hdr{display:flex;align-items:center;gap:8px;font-family:Georgia,serif;font-size:15px;color:#1B2430;margin-bottom:8px;}\r\n#cs-lock p{font-size:13px;color:#5B6472;line-height:1.55;margin-bottom:12px;}\r\n#cs-lock ul{margin:0 0 14px 18px;padding:0;font-size:13px;color:#374151;line-height:1.7;}\r\n#cs-cta{display:inline-block;padding:12px 22px;background:#1E3A8A;color:#fff;text-decoration:none;border-radius:8px;font-size:13.5px;font-weight:700;}\r\n#cs-cta:hover{background:#172f70;}\r\n#cs-note-foot{margin-top:18px;font-size:11px;color:#5B6472;line-height:1.55;border-top:1px solid #E3DFD4;padding-top:12px;}\r\n#cs-sig{margin-top:20px;text-align:center;font-size:12px;color:#5B6472;}\r\n#cs-sig strong{color:#1B2430;}\r\n<\/style>\r\n<script>\r\n(function(){\r\nfunction el(id){ return document.getElementById(id); }\r\nfunction fmtCAD(n,d){\r\n  d = (d === undefined) ? 0 : d;\r\n  return n.toLocaleString('fr-CA',{style:'currency',currency:'CAD',minimumFractionDigits:d,maximumFractionDigits:d});\r\n}\r\nfunction pRate(a,p){\r\n  var r = a\/100;\r\n  var eff = Math.pow(1+r\/2,2);\r\n  return Math.pow(eff,1\/p)-1;\r\n}\r\nfunction calcPmt(b,r,n){\r\n  if(r===0){ return b\/n; }\r\n  return b*r\/(1-Math.pow(1+r,-n));\r\n}\r\nfunction calcMiseFondsMinimale(prix){\r\n  if(prix<=0){ return 0; }\r\n  if(prix<=500000){ return prix*0.05; }\r\n  if(prix<1500000){ return 25000+((prix-500000)*0.10); }\r\n  return prix*0.20;\r\n}\r\nfunction calcTauxPrimeAssurance(prix,mise,pretBase){\r\n  if(prix<=0 || pretBase<=0){ return 0; }\r\n  var ratioMise = mise\/prix;\r\n  var ltv = pretBase\/prix;\r\n  if(ratioMise>=0.20 || ltv<=0.80){ return 0; }\r\n  if(ltv>0.95){ return null; }\r\n  if(ltv<=0.85){ return 0.028; }\r\n  if(ltv<=0.90){ return 0.031; }\r\n  if(ltv<=0.95){ return 0.04; }\r\n  return null;\r\n}\r\n\r\nvar htmlParts = [];\r\nhtmlParts.push('<div id=\"cs-wrap\">');\r\nhtmlParts.push('<div id=\"cs-hdr\">');\r\nhtmlParts.push('<span id=\"cs-eyebrow\">Estimation rapide<\/span>');\r\nhtmlParts.push('<div id=\"cs-title\">Taux fixe ou taux variable ?<\/div>');\r\nhtmlParts.push('<div id=\"cs-sub\">Obtenez en quelques secondes une estimation de votre montant finance et comparez le paiement mensuel selon le type de taux.<\/div>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<div class=\"cs-pnl\">');\r\nhtmlParts.push('<label class=\"cs-lbl\">Prix d achat ($)<\/label>');\r\nhtmlParts.push('<input class=\"cs-inp\" type=\"number\" id=\"csPrix\" value=\"400000\" min=\"0\" step=\"1000\">');\r\nhtmlParts.push('<label class=\"cs-lbl\">Mise de fonds ($)<\/label>');\r\nhtmlParts.push('<input class=\"cs-inp\" type=\"number\" id=\"csMise\" value=\"20000\" min=\"0\" step=\"1000\">');\r\nhtmlParts.push('<label class=\"cs-check\"><input type=\"checkbox\" id=\"csMiseAuto\" checked><span>Utiliser la mise de fonds minimale estimee<\/span><\/label>');\r\nhtmlParts.push('<div class=\"cs-note\" id=\"csMiseMinInfo\">Mise de fonds minimale estimee : &mdash;<\/div>');\r\nhtmlParts.push('<div class=\"cs-two\">');\r\nhtmlParts.push('<div><label class=\"cs-lbl\">Amortissement<\/label><select class=\"cs-inp\" id=\"csAmort\"><option value=\"25\">25 ans<\/option><option value=\"30\" selected>30 ans<\/option><\/select><\/div>');\r\nhtmlParts.push('<div><label class=\"cs-lbl\">&nbsp;<\/label><label class=\"cs-check\" style=\"margin-top:10px\"><input type=\"checkbox\" id=\"csPremier\"><span>Premier acheteur (habitation neuve)<\/span><\/label><\/div>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<div class=\"cs-warn\" id=\"csWarn\"><\/div>');\r\nhtmlParts.push('<div class=\"cs-two\" style=\"margin-top:16px\">');\r\nhtmlParts.push('<div><label class=\"cs-lbl\">Taux fixe annuel (%)<\/label><input class=\"cs-inp\" type=\"number\" id=\"csTauxF\" value=\"4.79\" min=\"0\" step=\"0.01\"><\/div>');\r\nhtmlParts.push('<div><label class=\"cs-lbl\">Taux variable initial (%)<\/label><input class=\"cs-inp\" type=\"number\" id=\"csTauxV\" value=\"4.20\" min=\"0\" step=\"0.01\"><\/div>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<div id=\"cs-results\">');\r\nhtmlParts.push('<div class=\"cs-card\" id=\"cs-financed\"><div class=\"cs-card-lbl\">Montant finance estime<\/div><div class=\"cs-card-val\" id=\"csFinanced\">&mdash;<\/div><\/div>');\r\nhtmlParts.push('<div class=\"cs-split\">');\r\nhtmlParts.push('<div class=\"cs-card\" id=\"cs-pmtF\"><div class=\"cs-card-lbl\">Paiement mensuel - fixe<\/div><div class=\"cs-card-val\" id=\"csPmtF\">&mdash;<\/div><\/div>');\r\nhtmlParts.push('<div class=\"cs-card\" id=\"cs-pmtV\"><div class=\"cs-card-lbl\">Paiement mensuel - variable<\/div><div class=\"cs-card-val\" id=\"csPmtV\">&mdash;<\/div><\/div>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<div class=\"cs-card\" id=\"cs-diff\"><div class=\"cs-card-lbl\">Difference mensuelle<\/div><div class=\"cs-card-val\" id=\"csDiff\">&mdash;<\/div><\/div>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<div id=\"cs-lock\">');\r\nhtmlParts.push('<div id=\"cs-lock-hdr\">Simulations avancees<\/div>');\r\nhtmlParts.push('<p>Envie d aller plus loin ? Cette estimation compare les taux de depart, mais ne raconte pas toute l histoire. Avant de trancher entre taux fixe et taux variable, plusieurs elements peuvent changer votre decision :<\/p>');\r\nhtmlParts.push('<ul>');\r\nhtmlParts.push('<li>Simulation de hausses et de baisses de taux dans le temps<\/li>');\r\nhtmlParts.push('<li>Impact reel sur votre solde et vos interets totaux selon l horizon choisi<\/li>');\r\nhtmlParts.push('<li>Comparaison paiement ajuste vs paiement fixe en cas de variation de taux<\/li>');\r\nhtmlParts.push('<li>Graphique d evolution du solde et tableau detaille des changements de taux<\/li>');\r\nhtmlParts.push('<\/ul>');\r\nhtmlParts.push('<p style=\"margin-bottom:16px\">Cette analyse approfondie fait partie des outils que je reserve a mes clients. Contactez-moi pour voir si votre decision pourrait changer avec le portrait complet.<\/p>');\r\nhtmlParts.push('<a href=\"https:\/\/calendly.com\/garneau-diane\/rendez-vous-telephonique\" target=\"_blank\" id=\"cs-cta\">Me contacter pour votre analyse complete<\/a>');\r\nhtmlParts.push('<\/div>');\r\nhtmlParts.push('<div id=\"cs-note-foot\">Resultats fournis a titre informatif seulement, a partir des taux et regles en vigueur. Ils ne constituent pas une offre de financement, une approbation hypothecaire ni un engagement d un preteur. Les calculs reels peuvent differer selon le preteur, l assureur et les parametres exacts du dossier.<\/div>');\r\nhtmlParts.push('<div id=\"cs-sig\"><strong>Diane Garneau<\/strong> &middot; Courtiere hypothecaire &middot; Les Architectes Hypothecaires<\/div>');\r\nhtmlParts.push('<\/div>');\r\n\r\nfunction buildHTML(){\r\n  el('cs').innerHTML = htmlParts.join('');\r\n}\r\n\r\nfunction recalc(){\r\n  var prix = parseFloat(el('csPrix').value) || 0;\r\n  var miseMin = calcMiseFondsMinimale(prix);\r\n  var mise;\r\n  if(el('csMiseAuto').checked){\r\n    mise = miseMin;\r\n    el('csMise').value = Math.round(mise);\r\n    el('csMise').readOnly = true;\r\n  } else {\r\n    mise = parseFloat(el('csMise').value) || 0;\r\n    el('csMise').readOnly = false;\r\n  }\r\n  el('csMiseMinInfo').innerHTML = 'Mise de fonds minimale estimee : <strong>' + fmtCAD(miseMin) + '<\/strong>';\r\n\r\n  var pretBase = Math.max(0, prix - mise);\r\n  var amort = parseInt(el('csAmort').value,10) || 25;\r\n  var premier = el('csPremier').checked;\r\n  var tauxPrime = calcTauxPrimeAssurance(prix,mise,pretBase);\r\n\r\n  var warnings = [];\r\n  if(mise < miseMin){\r\n    warnings.push('La mise de fonds indiquee est inferieure au minimum estime pour ce prix d achat.');\r\n  }\r\n  if(tauxPrime === null){\r\n    warnings.push('Le ratio pret-valeur depasse 95% : ce scenario pourrait ne pas etre admissible a l assurance pret hypothecaire standard.');\r\n  }\r\n  if(amort > 25 && tauxPrime !== null && tauxPrime > 0){\r\n    tauxPrime = tauxPrime + 0.002;\r\n    if(!premier){\r\n      warnings.push('L amortissement de 30 ans assure est generalement reserve aux premiers acheteurs d une habitation neuve.');\r\n    }\r\n  }\r\n\r\n  if(el('csWarn')){\r\n    if(warnings.length > 0){\r\n      el('csWarn').style.display = 'block';\r\n      el('csWarn').innerHTML = warnings.join('<br>');\r\n    } else {\r\n      el('csWarn').style.display = 'none';\r\n      el('csWarn').innerHTML = '';\r\n    }\r\n  }\r\n\r\n  var prime = (tauxPrime === null) ? 0 : pretBase * tauxPrime;\r\n  var montantFinance = pretBase + prime;\r\n  el('csFinanced').textContent = fmtCAD(montantFinance);\r\n\r\n  if(montantFinance <= 0){\r\n    el('csPmtF').textContent = '-';\r\n    el('csPmtV').textContent = '-';\r\n    el('csDiff').textContent = '-';\r\n    return;\r\n  }\r\n\r\n  var tauxF = parseFloat(el('csTauxF').value) || 0;\r\n  var tauxV = parseFloat(el('csTauxV').value) || 0;\r\n  var n = amort * 12;\r\n  var rF = pRate(tauxF,12);\r\n  var rV = pRate(tauxV,12);\r\n  var pmtF = calcPmt(montantFinance,rF,n);\r\n  var pmtV = calcPmt(montantFinance,rV,n);\r\n  var diff = pmtF - pmtV;\r\n\r\n  el('csPmtF').textContent = fmtCAD(pmtF,2);\r\n  el('csPmtV').textContent = fmtCAD(pmtV,2);\r\n\r\n  var diffText;\r\n  if(Math.abs(diff) < 0.5){\r\n    diffText = 'Equivalent';\r\n  } else if(diff > 0){\r\n    diffText = fmtCAD(diff,2) + ' de moins \/mois avec le variable';\r\n  } else {\r\n    diffText = fmtCAD(-diff,2) + ' de moins \/mois avec le fixe';\r\n  }\r\n  el('csDiff').textContent = diffText;\r\n}\r\n\r\nfunction bindEvents(){\r\n  var ids = ['csPrix','csMise','csMiseAuto','csAmort','csPremier','csTauxF','csTauxV'];\r\n  for(var i=0;i<ids.length;i++){\r\n    el(ids[i]).addEventListener('input', recalc);\r\n    el(ids[i]).addEventListener('change', recalc);\r\n  }\r\n}\r\n\r\nfunction init(){\r\n  buildHTML();\r\n  bindEvents();\r\n  recalc();\r\n}\r\n\r\nif(document.readyState === 'loading'){\r\n  document.addEventListener('DOMContentLoaded', init);\r\n} else {\r\n  init();\r\n}\r\n})();\r\n<\/script>\r\n<\/div>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Pourquoi comparer un taux fixe et un taux variable ?<\/p>\n<div><\/div>\n<div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Le choix entre un taux fixe et un taux variable peut avoir un impact important sur le co\u00fbt total de votre hypoth\u00e8que.<\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\"><\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Le taux fixe offre une plus grande stabilit\u00e9 et permet de conna\u00eetre \u00e0 l\u2019avance le montant des versements.<\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\"><\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Le taux variable peut offrir des \u00e9conomies d\u2019int\u00e9r\u00eats lorsque les taux diminuent, mais comporte \u00e9galement un risque si les taux augmentent.<\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\"><\/span><\/div>\n<div><span attribution=\"{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;userInfo&quot;:{&quot;name&quot;:&quot;Copilot&quot;,&quot;oid&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;,&quot;id&quot;:&quot;E64C3D4F-5E12-4514-AD9B-893A6FAFD00C&quot;},&quot;timestamp&quot;:1784751300000,&quot;dataSource&quot;:0}\">Comparer plusieurs sc\u00e9narios permet de prendre une d\u00e9cision mieux adapt\u00e9e \u00e0 votre situation financi\u00e8re et \u00e0 votre tol\u00e9rance au risque.<\/span><\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><strong>FAQ<\/strong><\/p>\n<p><strong>Est-il pr\u00e9f\u00e9rable de choisir un taux fixe ou un taux variable ?<\/strong><\/p>\n<p>Chaque situation est diff\u00e9rente. Le choix d\u00e9pend notamment de votre budget, de votre tol\u00e9rance au risque et de votre capacit\u00e9 \u00e0 absorber de possibles hausses de taux.<\/p>\n<p><strong>Comment fonctionne ce calculateur hypoth\u00e9caire ?<\/strong><\/p>\n<p>Le calculateur compare les versements hypoth\u00e9caires, les int\u00e9r\u00eats pay\u00e9s et l\u2019impact des changements de taux sur l\u2019horizon s\u00e9lectionn\u00e9.<\/p>\n<p><strong>Les r\u00e9sultats sont-ils exacts ?<\/strong><\/p>\n<p>Les r\u00e9sultats sont fournis \u00e0 titre informatif seulement. Les calculs peuvent varier l\u00e9g\u00e8rement selon les m\u00e9thodes utilis\u00e9es par les pr\u00eateurs, les conventions de capitalisation et les r\u00e8gles d\u2019arrondi appliqu\u00e9es.<\/p>\n<p><strong>Pourquoi les r\u00e9sultats diff\u00e8rent-ils parfois de ceux d\u2019un pr\u00eateur ?<\/strong><\/p>\n<p>Les institutions financi\u00e8res utilisent parfois des moteurs de calcul diff\u00e9rents. De l\u00e9gers \u00e9carts peuvent appara\u00eetre en raison des m\u00e9thodes de calcul, des conventions d\u2019arrondi ou des param\u00e8tres propres \u00e0 chaque pr\u00eateur.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><strong>Note importante :<\/strong> Les versements affich\u00e9s sont pr\u00e9sent\u00e9s \u00e0 titre indicatif et sont calcul\u00e9s selon les hypoth\u00e8ses s\u00e9lectionn\u00e9es. Les r\u00e9sultats peuvent varier l\u00e9g\u00e8rement d&rsquo;un pr\u00eateur \u00e0 l&rsquo;autre en raison des m\u00e9thodes de calcul, des r\u00e8gles d&rsquo;arrondi, des conventions de capitalisation et des syst\u00e8mes utilis\u00e9s par chaque institution financi\u00e8re.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.7&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vous h\u00e9sitez entre un taux fixe et un taux variable ? Utilisez notre calculateur hypoth\u00e9caire pour comparer vos versements, le co\u00fbt des int\u00e9r\u00eats et l\u2019impact de futures variations de taux sur votre budget. Cet outil vous permet de simuler diff\u00e9rents sc\u00e9narios de financement \u00e0 partir de votre prix d\u2019achat, de votre mise de fonds, de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-308090","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Calculateur taux fixe et taux variable (public) - Les Architectes hypoth\u00e9caires<\/title>\r\n<meta name=\"description\" content=\"Comparez un taux fixe et un taux variable gr\u00e2ce \u00e0 notre calculateur hypoth\u00e9caire. Simulez les changements de taux, les versements et le co\u00fbt r\u00e9el de votre financement.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/\" \/>\r\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Calculateur taux fixe et taux variable (public) - Les Architectes hypoth\u00e9caires\" \/>\r\n<meta property=\"og:description\" content=\"Comparez un taux fixe et un taux variable gr\u00e2ce \u00e0 notre calculateur hypoth\u00e9caire. Simulez les changements de taux, les versements et le co\u00fbt r\u00e9el de votre financement.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Les Architectes hypoth\u00e9caires\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/votrecourtierhypothecaire\/\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-09-29T20:40:20+00:00\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:site\" content=\"@yoast\" \/>\r\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/index.php\\\/calculateur-taux-fixe-ou-variable\\\/\",\"url\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/index.php\\\/calculateur-taux-fixe-ou-variable\\\/\",\"name\":\"Calculateur taux fixe et taux variable (public) - Les Architectes hypoth\u00e9caires\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/#website\"},\"datePublished\":\"2026-08-06T15:38:10+00:00\",\"dateModified\":\"2026-09-29T20:40:20+00:00\",\"description\":\"Comparez un taux fixe et un taux variable gr\u00e2ce \u00e0 notre calculateur hypoth\u00e9caire. Simulez les changements de taux, les versements et le co\u00fbt r\u00e9el de votre financement.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/index.php\\\/calculateur-taux-fixe-ou-variable\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.tauxhypotheques.com\\\/index.php\\\/calculateur-taux-fixe-ou-variable\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/index.php\\\/calculateur-taux-fixe-ou-variable\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Calculateur taux fixe et taux variable (public)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/#website\",\"url\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/\",\"name\":\"Les Architectes hypoth\u00e9caires - Diane Garneau\",\"description\":\"Courtier hypoth\u00e9caire\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/#organization\",\"name\":\"Les Architectes hypoth\u00e9caires - Diane Garneau\",\"url\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/image-de-marque.png\",\"contentUrl\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/image-de-marque.png\",\"width\":1254,\"height\":1254,\"caption\":\"Les Architectes hypoth\u00e9caires - Diane Garneau\"},\"image\":{\"@id\":\"https:\\\/\\\/www.tauxhypotheques.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/votrecourtierhypothecaire\\\/\",\"https:\\\/\\\/x.com\\\/yoast\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/solutions-hypoth\u00e9caires-diane-garneau-inc-598b79a\",\"https:\\\/\\\/share.google\\\/MLcJrofcFk8DhlMZL\"]}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Calculateur taux fixe et taux variable (public) - Les Architectes hypoth\u00e9caires","description":"Comparez un taux fixe et un taux variable gr\u00e2ce \u00e0 notre calculateur hypoth\u00e9caire. Simulez les changements de taux, les versements et le co\u00fbt r\u00e9el de votre financement.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/","og_locale":"fr_FR","og_type":"article","og_title":"Calculateur taux fixe et taux variable (public) - Les Architectes hypoth\u00e9caires","og_description":"Comparez un taux fixe et un taux variable gr\u00e2ce \u00e0 notre calculateur hypoth\u00e9caire. Simulez les changements de taux, les versements et le co\u00fbt r\u00e9el de votre financement.","og_url":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/","og_site_name":"Les Architectes hypoth\u00e9caires","article_publisher":"https:\/\/www.facebook.com\/votrecourtierhypothecaire\/","article_modified_time":"2026-09-29T20:40:20+00:00","twitter_card":"summary_large_image","twitter_site":"@yoast","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/","url":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/","name":"Calculateur taux fixe et taux variable (public) - Les Architectes hypoth\u00e9caires","isPartOf":{"@id":"https:\/\/www.tauxhypotheques.com\/#website"},"datePublished":"2026-08-06T15:38:10+00:00","dateModified":"2026-09-29T20:40:20+00:00","description":"Comparez un taux fixe et un taux variable gr\u00e2ce \u00e0 notre calculateur hypoth\u00e9caire. Simulez les changements de taux, les versements et le co\u00fbt r\u00e9el de votre financement.","breadcrumb":{"@id":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tauxhypotheques.com\/index.php\/calculateur-taux-fixe-ou-variable\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.tauxhypotheques.com\/"},{"@type":"ListItem","position":2,"name":"Calculateur taux fixe et taux variable (public)"}]},{"@type":"WebSite","@id":"https:\/\/www.tauxhypotheques.com\/#website","url":"https:\/\/www.tauxhypotheques.com\/","name":"Les Architectes hypoth\u00e9caires - Diane Garneau","description":"Courtier hypoth\u00e9caire","publisher":{"@id":"https:\/\/www.tauxhypotheques.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tauxhypotheques.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.tauxhypotheques.com\/#organization","name":"Les Architectes hypoth\u00e9caires - Diane Garneau","url":"https:\/\/www.tauxhypotheques.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.tauxhypotheques.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2026\/07\/image-de-marque.png","contentUrl":"https:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2026\/07\/image-de-marque.png","width":1254,"height":1254,"caption":"Les Architectes hypoth\u00e9caires - Diane Garneau"},"image":{"@id":"https:\/\/www.tauxhypotheques.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/votrecourtierhypothecaire\/","https:\/\/x.com\/yoast","https:\/\/www.linkedin.com\/in\/solutions-hypoth\u00e9caires-diane-garneau-inc-598b79a","https:\/\/share.google\/MLcJrofcFk8DhlMZL"]}]}},"_links":{"self":[{"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/pages\/308090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/comments?post=308090"}],"version-history":[{"count":19,"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/pages\/308090\/revisions"}],"predecessor-version":[{"id":309168,"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/pages\/308090\/revisions\/309168"}],"wp:attachment":[{"href":"https:\/\/www.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/media?parent=308090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}