{"id":307787,"date":"2026-04-17T18:46:26","date_gmt":"2026-04-17T18:46:26","guid":{"rendered":"https:\/\/www.tauxhypotheques.com\/?page_id=307787"},"modified":"2026-04-17T21:21:54","modified_gmt":"2026-04-17T21:21:54","slug":"solutions-hypothecaires-ex-faillite-et-proposition-de-consommateur","status":"publish","type":"page","link":"https:\/\/www.tauxhypotheques.com\/index.php\/solutions-hypothecaires-ex-faillite-et-proposition-de-consommateur\/","title":{"rendered":"Solutions apr\u00e8s une faillite ou proposition"},"content":{"rendered":"\n[et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb next_background_color=\u00a0\u00bb#ffffff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#0C8EC0″ use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_direction=\u00a0\u00bb90deg\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bb#0c8ec0 25%|rgba(46,91,97,0) 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/pexels-karolina-grabowska-4506270-scaled.jpg\u00a0\u00bb background_blend=\u00a0\u00bbmultiply\u00a0\u00bb custom_padding=\u00a0\u00bb23px||||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb23px||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb23px||||false|false\u00a0\u00bb bottom_divider_style=\u00a0\u00bbcurve2″ bottom_divider_height=\u00a0\u00bb72px\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ sticky_enabled=\u00a0\u00bb0″][et_pb_column _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb type=\u00a0\u00bb4_4″][et_pb_heading title=\u00a0\u00bbSolutions apr\u00e8s une faillite ou proposition\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_level=\u00a0\u00bbh3″ title_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb title_font_size=\u00a0\u00bb45px\u00a0\u00bb title_font=\u00a0\u00bb|600|||||||\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ sticky_enabled=\u00a0\u00bb0″][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbFeature\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb22px||55px||false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3″ make_equal=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3″ _builder_version=\u00a0\u00bb4.22.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70″ text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0″ header_3_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_3_text_align=\u00a0\u00bbleft\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0″ header_3_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0″ custom_margin=\u00a0\u00bb||19px|||\u00a0\u00bb header_3_font_size_tablet=\u00a0\u00bb26px\u00a0\u00bb header_3_font_size_phone=\u00a0\u00bb20px\u00a0\u00bb header_3_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]

Une approche structur\u00e9e apr\u00e8s une difficult\u00e9 financi\u00e8re<\/strong><\/h4>\n

Avoir travers\u00e9 une faillite ou une proposition de consommateur complique l\u2019acc\u00e8s au financement hypoth\u00e9caire. Les institutions financi\u00e8res appliquent alors des crit\u00e8res plus stricts, notamment en ce qui concerne l\u2019historique de cr\u00e9dit, le d\u00e9lai \u00e9coul\u00e9 depuis l\u2019\u00e9v\u00e9nement et la stabilit\u00e9 financi\u00e8re actuelle.<\/p>\n

Cela ne signifie toutefois pas qu\u2019aucune solution n\u2019est possible.<\/p>\n

Mon r\u00f4le, \u00e0 titre de courti\u00e8re hypoth\u00e9caire, est d\u2019analyser votre situation financi\u00e8re dans son ensemble<\/strong>, d\u2019\u00e9valuer les contraintes r\u00e9elles et de structurer une solution hypoth\u00e9caire r\u00e9aliste et responsable<\/strong>, en fonction des politiques des pr\u00eateurs et de votre capacit\u00e9 financi\u00e8re actuelle.<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70″ text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0″ header_font_size=\u00a0\u00bb18px\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0″ header_4_font=\u00a0\u00bb||||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbleft\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0″ text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]

<\/span><\/p>\n

Comprendre votre situation actuelle<\/span><\/strong>\u00a0<\/h4>\n