{"id":307780,"date":"2026-04-17T18:04:08","date_gmt":"2026-04-17T18:04:08","guid":{"rendered":"https:\/\/www.tauxhypotheques.com\/?page_id=307780"},"modified":"2026-04-17T21:37:44","modified_gmt":"2026-04-17T21:37:44","slug":"solutions-hypothecaires-pour-clients-endettes","status":"publish","type":"page","link":"https:\/\/www.tauxhypotheques.com\/index.php\/solutions-hypothecaires-pour-clients-endettes\/","title":{"rendered":"Solutions hypoth\u00e9caires pour consolidation"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb next_background_color=\u00a0\u00bb#ffffff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#0C8EC0&Prime; use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_direction=\u00a0\u00bb90deg\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bb#0c8ec0 25%|rgba(46,91,97,0) 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/pexels-karolina-grabowska-4506270-scaled.jpg\u00a0\u00bb background_blend=\u00a0\u00bbmultiply\u00a0\u00bb custom_padding=\u00a0\u00bb23px||||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb23px||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb23px||||false|false\u00a0\u00bb bottom_divider_style=\u00a0\u00bbcurve2&Prime; bottom_divider_height=\u00a0\u00bb72px\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb][et_pb_column _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb type=\u00a0\u00bb4_4&Prime;][et_pb_heading title=\u00a0\u00bbSolutions hypoth\u00e9caires pour consolidation\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_level=\u00a0\u00bbh3&Prime; title_font=\u00a0\u00bb|600|||||||\u00a0\u00bb title_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb title_font_size=\u00a0\u00bb45px\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; sticky_enabled=\u00a0\u00bb0&Prime;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbFeature\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb22px||55px||false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3&Prime; make_equal=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0&Prime; header_3_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_3_text_align=\u00a0\u00bbleft\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0&Prime; header_3_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0&Prime; custom_margin=\u00a0\u00bb||19px|||\u00a0\u00bb header_3_font_size_tablet=\u00a0\u00bb26px\u00a0\u00bb header_3_font_size_phone=\u00a0\u00bb20px\u00a0\u00bb header_3_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<h4><strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Une analyse rigoureuse pour des situations financi\u00e8res complexes<\/span><\/strong><\/h4>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Une situation d\u2019endettement peut compliquer l\u2019acc\u00e8s au financement hypoth\u00e9caire, particuli\u00e8rement lorsque les ratios d\u2019endettement ne respectent plus les normes bancaires traditionnelles. Cela ne signifie toutefois pas qu\u2019aucune solution n\u2019existe.<\/span><\/div>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Mon r\u00f4le, \u00e0 titre de courti\u00e8re hypoth\u00e9caire, est d\u2019<\/span><strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">analyser votre situation financi\u00e8re dans son ensemble<\/span><\/strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">, d\u2019identifier les contraintes r\u00e9elles et de <\/span><strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">structurer une solution hypoth\u00e9caire r\u00e9aliste et responsable<\/span><\/strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">, en fonction des politiques des pr\u00eateurs.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><br \/><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><!--ScriptorEndFragment--><\/span><\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0&Prime; header_font_size=\u00a0\u00bb18px\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0&Prime; header_4_font=\u00a0\u00bb||||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbleft\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0&Prime; text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<h4 style=\"text-align: left;\"><strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Comprendre votre niveau d\u2019endettement<\/span><\/strong><\/h4>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Avant toute d\u00e9marche, une analyse compl\u00e8te est effectu\u00e9e afin de comprendre :<\/span><\/div>\n<ul class=\"\" scriptor-listid=\"list!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f0\" style=\"text-align: left;\">\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f0\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">la nature de vos dettes (cartes de cr\u00e9dit, marges, pr\u00eats personnels, pr\u00eats auto);<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f0\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">vos obligations mensuelles actuelles;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f0\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">\n<div>l\u2019impact de ces dettes sur vos <strong>ratios d\u2019endettement et votre capacit\u00e9 financi\u00e8re<\/strong>.<\/div>\n<\/li>\n<\/ul>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Cette \u00e9tape est essentielle pour d\u00e9terminer les options possibles et \u00e9viter des solutions qui pourraient fragiliser votre situation financi\u00e8re.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0&Prime; header_font_size=\u00a0\u00bb18px\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0&Prime; header_4_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbleft\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0&Prime; header_4_font_size=\u00a0\u00bb20px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<h4 style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Solutions possibles selon votre profil<\/span><\/h4>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Selon votre situation, diff\u00e9rentes avenues peuvent \u00eatre envisag\u00e9es, notamment :<\/span><\/div>\n<ul class=\"\" scriptor-listid=\"list!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f1\" style=\"text-align: left;\">\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f1\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">le refinancement hypoth\u00e9caire afin de regrouper certaines dettes;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f1\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">l\u2019utilisation de l\u2019\u00e9quit\u00e9 disponible dans une propri\u00e9t\u00e9;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f1\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">\n<div>des solutions alternatives avec des pr\u00eateurs sp\u00e9cialis\u00e9s, selon la situation.<\/div>\n<\/li>\n<\/ul>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Chaque option est \u00e9valu\u00e9e avec prudence, en tenant compte de votre capacit\u00e9 de remboursement r\u00e9elle et des impacts \u00e0 moyen et long terme.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0&Prime; header_font_size=\u00a0\u00bb18px\u00a0\u00bb header_4_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbleft\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0&Prime; header_4_font_size=\u00a0\u00bb20px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<h4 style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">L\u2019importance de la structure du dossier<\/span><\/h4>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Pour les clients endett\u00e9s, la fa\u00e7on dont le dossier est pr\u00e9sent\u00e9 est d\u00e9terminante. Une structure claire permet de :<\/span><\/div>\n<ul class=\"\" scriptor-listid=\"list!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f2\" style=\"text-align: left;\">\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f2\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">d\u00e9montrer une gestion financi\u00e8re encadr\u00e9e;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f2\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">expliquer le contexte ayant men\u00e9 \u00e0 l\u2019endettement;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f2\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">rassurer les pr\u00eateurs quant \u00e0 la viabilit\u00e9 de la solution propos\u00e9e.<\/span><\/li>\n<\/ul>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">L\u2019objectif n\u2019est pas seulement d\u2019obtenir un financement, mais de <\/span><strong><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">mettre en place une solution durable<\/span><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">.<\/span><\/strong><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0&Prime; header_font_size=\u00a0\u00bb18px\u00a0\u00bb header_4_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbleft\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0&Prime; header_4_font_size=\u00a0\u00bb20px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<h4 style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Accompagnement et approche responsable<\/span><\/h4>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Chaque situation est trait\u00e9e avec discr\u00e9tion et professionnalisme. Les recommandations sont bas\u00e9es sur :<\/span><\/div>\n<ul class=\"\" scriptor-listid=\"list!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f3\" style=\"text-align: left;\">\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f3\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">votre situation actuelle;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f3\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">les politiques r\u00e9elles des pr\u00eateurs;<\/span><\/li>\n<li class=\"scriptor-listItemlist!list-6b3819e5-828a-4a33-8cc0-d0dc97cabf2f3\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">une approche responsable visant la stabilit\u00e9 financi\u00e8re.<\/span><\/li>\n<\/ul>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Aucune solution n\u2019est propos\u00e9e sans une compr\u00e9hension compl\u00e8te des implications.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-24T161942.348.jpg\u00a0\u00bb background_position=\u00a0\u00bbcenter_right\u00a0\u00bb background_horizontal_offset=\u00a0\u00bb53%\u00a0\u00bb background_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb background_enable_image_tablet=\u00a0\u00bboff\u00a0\u00bb background_enable_image_phone=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_3,2_3&Prime; use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb2&Prime; make_equal=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_4_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbcenter\u00a0\u00bb header_4_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_4_font_size=\u00a0\u00bb100px\u00a0\u00bb positioning=\u00a0\u00bbabsolute\u00a0\u00bb position_origin_a=\u00a0\u00bbcenter_left\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb custom_margin=\u00a0\u00bb||6px|||\u00a0\u00bb custom_padding=\u00a0\u00bb15px|30px||30px|false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h4>FAQ<\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb2_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_toggle title=\u00a0\u00bbEst-il possible d\u2019obtenir une hypoth\u00e8que avec un niveau d\u2019endettement \u00e9lev\u00e9?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_level=\u00a0\u00bbh4&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb17px||18px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\" style=\"text-align: left;\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Oui, dans certains cas. Toutefois, l\u2019acc\u00e8s au financement d\u00e9pend de plusieurs facteurs, dont la nature des dettes, les ratios d\u2019endettement et l\u2019\u00e9quit\u00e9 disponible.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbQu\u2019est-ce qu\u2019un refinancement pour consolidation de dettes?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb17px||18px|||\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Il s\u2019agit d\u2019une strat\u00e9gie qui permet, dans certains contextes, de regrouper des dettes \u00e0 taux plus \u00e9lev\u00e9s dans un pr\u00eat hypoth\u00e9caire, afin de simplifier la gestion financi\u00e8re. Cette option doit \u00eatre analys\u00e9e avec prudence.<!--ScriptorEndFragment--><\/span><\/span><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbLes banques traditionnelles sont-elles la seule option?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb||20px|||\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Non. Lorsque les crit\u00e8res bancaires standards ne sont pas respect\u00e9s, certains pr\u00eateurs alternatifs peuvent offrir des solutions adapt\u00e9es, selon le profil et les objectifs.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbUne cote de cr\u00e9dit affect\u00e9e emp\u00eache-t-elle toute solution?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb||20px|||\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Une cote de cr\u00e9dit affaiblie peut limiter les options disponibles, mais elle n\u2019exclut pas automatiquement toute possibilit\u00e9. Une analyse permet d\u2019identifier les avenues r\u00e9alistes.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbEst-ce que toutes les dettes peuvent \u00eatre incluses dans un refinancement?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb||20px|||\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Cela d\u00e9pend du type de dettes, de leur montant et des politiques du pr\u00eateur. Chaque situation est \u00e9valu\u00e9e individuellement.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbQue faire si j\u2019ai d\u00e9j\u00e0 \u00e9t\u00e9 refus\u00e9 par une banque?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb||11px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776438600000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776438600000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Un refus bancaire ne signifie pas qu\u2019aucune solution n\u2019existe. Il arrive fr\u00e9quemment que le dossier n\u2019ait pas \u00e9t\u00e9 pr\u00e9sent\u00e9 au bon pr\u00eateur ou de la bonne fa\u00e7on.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbQuelle est la premi\u00e8re \u00e9tape pour \u00e9valuer ma situation?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#0C8EC0&Prime; icon_color=\u00a0\u00bb#0C8EC0&Prime; toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#0C8EC0&Prime; open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bb#0C8EC0&Prime; title_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000&Prime; body_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb||11px|||\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|false\u00a0\u00bb border_color_all=\u00a0\u00bb#0C8EC0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<div class=\"scriptor-paragraph\" attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776445500000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">Une \u00e9valuation confidentielle permet de dresser un portrait clair de votre situation financi\u00e8re et d\u2019identifier les options possibles, sans engagement.<\/span><\/div>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bbrgba(0,0,0,0.83) 0%|rgba(0,0,0,0.08) 85%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-24T165928.480.jpg\u00a0\u00bb background_size=\u00a0\u00bbcustom\u00a0\u00bb background_image_width=\u00a0\u00bb100%\u00a0\u00bb custom_padding=\u00a0\u00bb||101px|||\u00a0\u00bb background_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb background_size_phone=\u00a0\u00bbcover\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb48px|auto||auto||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_font=\u00a0\u00bbAsap Condensed|600||on|||||\u00a0\u00bb header_3_text_align=\u00a0\u00bbcenter\u00a0\u00bb header_3_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_3_font_size=\u00a0\u00bb28px\u00a0\u00bb background_color=\u00a0\u00bb#0C8EC0&Prime; max_width=\u00a0\u00bb51%\u00a0\u00bb max_width_tablet=\u00a0\u00bb90%\u00a0\u00bb max_width_phone=\u00a0\u00bb95%\u00a0\u00bb max_width_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb0px||22px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb10px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span><!--ScriptorStartFragment--><\/span><\/p>\n<h3><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776438600000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\">\u00c9valuation confidentielle<\/span><\/h3>\n<p><span><!--ScriptorEndFragment--><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Si vous vivez une situation d\u2019endettement et souhaitez conna\u00eetre les solutions hypoth\u00e9caires possibles, une \u00e9valuation confidentielle permet d\u2019obtenir une analyse structur\u00e9e et r\u00e9aliste de votre situation.<\/p>\n<p><span><span attribution=\"{&quot;id&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;name&quot;:&quot;Diane Garneau&quot;,&quot;timestamp&quot;:1776438600000,&quot;email&quot;:&quot;DianeGarneau@SolutionshypothecairesDi265.onmicrosoft.com&quot;,&quot;oid&quot;:&quot;4f9bea82-2e94-4aa4-8941-82fea063a5ef&quot;,&quot;dataSource&quot;:2}\"><!--ScriptorEndFragment--><a href=\"https:\/\/calendly.com\/garneau-diane\/rendez-vous-telephonique?\">Prendre rendez-vous <\/a><!--ScriptorEndFragment--><\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_3,1_3,1_3&Prime; make_equal=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbrgba(255,255,255,0.61)\u00a0\u00bb custom_padding=\u00a0\u00bb23px|23px|23px|23px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#0C8EC0&Prime; text_font_size=\u00a0\u00bb24px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb||12px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Dossier de cr\u00e9dit<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbAsap Condensed||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.4em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span style=\"font-weight: 400;\">Recevez de judicieux conseils pour am\u00e9liorer votre dossier de cr\u00e9dit et ainsi obtenir des conditions de pr\u00eat beaucoup plus int\u00e9ressantes.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbrgba(255,255,255,0.61)\u00a0\u00bb custom_padding=\u00a0\u00bb23px|23px|23px|23px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#0C8EC0&Prime; text_font_size=\u00a0\u00bb24px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb||12px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Assistance 101<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbAsap Condensed||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.4em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span style=\"font-weight: 400;\">Toute la paperasse vous donne de l&rsquo;anxi\u00e9t\u00e9? Je vous aide \u00e0 pr\u00e9parer tous les documents n\u00e9cessaires afin de pr\u00e9senter un dossier solide et coh\u00e9rent qui maximise vos chances d&rsquo;approbation.\u00a0<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbrgba(255,255,255,0.61)\u00a0\u00bb custom_padding=\u00a0\u00bb23px|23px|23px|23px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#0C8EC0&Prime; text_font_size=\u00a0\u00bb24px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb||12px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>\u00c9ducation continue<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.22.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbAsap Condensed||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.4em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span style=\"font-weight: 400;\">Votre courtier vous tient inform\u00e9\u00a0 des diff\u00e9rentes options hypoth\u00e9caires et des \u00e9volutions du march\u00e9, afin que vous puissiez prendre des d\u00e9cisions \u00e9clair\u00e9es, au bon moment.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Une analyse rigoureuse pour des situations financi\u00e8res complexes Une situation d\u2019endettement peut compliquer l\u2019acc\u00e8s au financement hypoth\u00e9caire, particuli\u00e8rement lorsque les ratios d\u2019endettement ne respectent plus les normes bancaires traditionnelles. Cela ne signifie toutefois pas qu\u2019aucune solution n\u2019existe. Mon r\u00f4le, \u00e0 titre de courti\u00e8re hypoth\u00e9caire, est d\u2019analyser votre situation financi\u00e8re dans son ensemble, d\u2019identifier les contraintes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Solutions hypoth\u00e9caires pour consolidation - Les Architectes hypoth\u00e9caires<\/title>\r\n<meta name=\"description\" content=\"Comme travailleur autonome, trouver la solution hypoth\u00e9caire parfaite est un vrai d\u00e9fi. 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