{"id":307280,"date":"2024-03-24T21:37:14","date_gmt":"2024-03-24T21:37:14","guid":{"rendered":"https:\/\/www.tauxhypotheques.com\/?page_id=307280"},"modified":"2026-04-27T20:08:56","modified_gmt":"2026-04-27T20:08:56","slug":"solutions-hypothecaires-pour-travailleur-autonome","status":"publish","type":"page","link":"https:\/\/www.tauxhypotheques.com\/index.php\/solutions-hypothecaires-pour-travailleur-autonome\/","title":{"rendered":"Solutions hypoth\u00e9caires pour travailleur autonome"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb next_background_color=\u00a0\u00bb#ffffff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#0C8EC0″ use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_direction=\u00a0\u00bb90deg\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bb#0c8ec0 25%|rgba(46,91,97,0) 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/www.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/pexels-karolina-grabowska-4506270-scaled.jpg\u00a0\u00bb background_blend=\u00a0\u00bbmultiply\u00a0\u00bb custom_padding=\u00a0\u00bb23px||||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb23px||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb23px||||false|false\u00a0\u00bb bottom_divider_style=\u00a0\u00bbcurve2″ bottom_divider_height=\u00a0\u00bb72px\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb position_origin_a=\u00a0\u00bbbottom_center\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_cta title=\u00a0\u00bbSolutions hypoth\u00e9caires pour travailleurs autonomes\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb|700||on|||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_font_size=\u00a0\u00bb40px\u00a0\u00bb header_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb body_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb body_font_size=\u00a0\u00bb17px\u00a0\u00bb body_line_height=\u00a0\u00bb1.4em\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb button_bg_color=\u00a0\u00bb#000000″ button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_font=\u00a0\u00bbAlegreya Sans|700|||||||\u00a0\u00bb button_icon=\u00a0\u00bbE||divi||400″ background_layout=\u00a0\u00bblight\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|69px||\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ header_font_size_tablet=\u00a0\u00bb42px\u00a0\u00bb header_font_size_phone=\u00a0\u00bb35px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb body_font_size_tablet=\u00a0\u00bb\u00a0\u00bb body_font_size_phone=\u00a0\u00bb14px\u00a0\u00bb body_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb button_text_size_tablet=\u00a0\u00bb\u00a0\u00bb button_text_size_phone=\u00a0\u00bb18px\u00a0\u00bb button_text_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb header_level=\u00a0\u00bbh3″ header_line_height=\u00a0\u00bb1.2em\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″ header_font_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_font_phone=\u00a0\u00bb|700||on|||||\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb width_phone=\u00a0\u00bb80%\u00a0\u00bb max_width=\u00a0\u00bb80%\u00a0\u00bb custom_margin=\u00a0\u00bb|||-62px||\u00a0\u00bb header_font_tablet=\u00a0\u00bb|700||on|||||\u00a0\u00bb][\/et_pb_cta][et_pb_button button_url=\u00a0\u00bbhttps:\/\/calendly.com\/garneau-diane\/rendez-vous-telephonique\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb button_text=\u00a0\u00bbrendez-vous\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbf489fdc3-bf1e-40c7-852b-c42851d4acb9″ custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb button_bg_color=\u00a0\u00bb#000000″ button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_font=\u00a0\u00bbOpen Sans|700||on|||||\u00a0\u00bb custom_margin=\u00a0\u00bb19px||29px|||\u00a0\u00bb button_text_size_tablet=\u00a0\u00bb\u00a0\u00bb button_text_size_phone=\u00a0\u00bb16px\u00a0\u00bb button_text_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbFeature\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb22px||55px||false|false\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3″ make_equal=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3″ _builder_version=\u00a0\u00bb4.22.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0″ header_3_font=\u00a0\u00bbAsap Condensed|600|||||||\u00a0\u00bb header_3_text_align=\u00a0\u00bbleft\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0″ header_3_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0″ custom_margin=\u00a0\u00bb||19px|||\u00a0\u00bb header_3_font_size_tablet=\u00a0\u00bb26px\u00a0\u00bb header_3_font_size_phone=\u00a0\u00bb20px\u00a0\u00bb header_3_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

<\/span><\/p>\n

Une approche structur\u00e9e, adapt\u00e9e \u00e0 votre r\u00e9alit\u00e9 professionnelle<\/span><\/strong><\/h4>\n
\u00catre travailleur autonome implique des r\u00e9alit\u00e9s diff\u00e9rentes de celles des salari\u00e9s, particuli\u00e8rement lorsqu\u2019il est question de qualification hypoth\u00e9caire. Les crit\u00e8res utilis\u00e9s par les institutions financi\u00e8res traditionnelles ne tiennent pas toujours compte de la fa\u00e7on dont les revenus autonomes sont d\u00e9clar\u00e9s ou structur\u00e9s.<\/span><\/div>\n
Mon r\u00f4le, \u00e0 titre de courti\u00e8re hypoth\u00e9caire, est de <\/span>structurer votre dossier de fa\u00e7on claire, coh\u00e9rente et r\u00e9aliste<\/span>, afin qu\u2019il soit compris et \u00e9valu\u00e9 correctement par les pr\u00eateurs.<\/span><\/div>\n

<\/span><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#6C6D70″ text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_text_color=\u00a0\u00bb#0C8EC0″ header_font_size=\u00a0\u00bb18px\u00a0\u00bb header_3_text_color=\u00a0\u00bb#0C8EC0″ header_4_font=\u00a0\u00bb||||||||\u00a0\u00bb header_4_text_align=\u00a0\u00bbleft\u00a0\u00bb header_4_text_color=\u00a0\u00bb#0C8EC0″ text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

<\/span><\/p>\n

Des solutions bas\u00e9es sur vos revenus r\u00e9els<\/span><\/strong><\/h4>\n
Certaines institutions acceptent d\u2019analyser la situation financi\u00e8re globale des travailleurs autonomes, plut\u00f4t que de se limiter \u00e0 une lecture stricte du revenu imposable.<\/span><\/div>\n
L\u2019analyse peut notamment tenir compte de :<\/span><\/div>\n